Financial Tools
Spend less on what doesn't matter.
Budgeting Tools
The first step to financial minimalism is knowing exactly where your money goes. These tools make that effortless.
YNAB
You Need A Budget. A zero-based budgeting app that gives every dollar a job. Proven to save users over $600 in their first two months.
(opens in a new tab)Copilot
A beautifully designed personal finance app that automatically categorizes your spending and gives you a clear picture of your financial life.
(opens in a new tab)Monarch Money
A modern money management app that tracks spending, net worth, and goals — with collaborative features for households and couples.
(opens in a new tab)Investing Simply
The minimal investor owns a few broad index funds and leaves them alone. These platforms make that easy.
Vanguard
The pioneer of low-cost index fund investing. Owned by its investors, Vanguard's interests are aligned with yours — not Wall Street's.
(opens in a new tab)Fidelity
Offers zero-expense-ratio index funds and one of the best platforms for simple, long-term investing. Trusted by millions of investors.
(opens in a new tab)Betterment
A robo-advisor that automates diversification and tax-loss harvesting. Set your goals, contribute regularly, and let it work.
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